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Considering moving to Portugal

Hello everyone! I have recently gone through some life changes and will be selling my home in NC, USA. After that I am considering moving to Portugal in the Algarve region. It seems the best from my research due to its lower cost and number of Americans who live there now.


I am just now researching the process and getting a D7 visa seems pretty convoluted. I have to have a property before I get one, but it seems I can't get a property without a visa? Is there a specific location on these forums where I can find more information?


Also, if anyone can point a newbie around and offer up any words of wisdom I would really appreciate it.


Thank you!

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Moving to Portugal is an exciting step, but you are completely right鈥攖he D7 visa loop can feel like a "chicken-and-egg" problem. You do not need a visa to secure a property; you actually secure the property first from abroad using a Portuguese Tax Number (NIF) to satisfy the D7 application requirement.


You must show proof of long-term accommodation when you submit your D7 paperwork to the Portuguese consulate in the United States. This means you will need to sign a lease or buy property before your visa is officially approved.


  1. Get a Portuguese NIF (Tax Number): You can easily obtain this remotely through proxy services or legal entities while you are still in North Carolina.


  1. Open a Portuguese Bank Account: With your NIF and your US passport, you can open an account remotely or during a scouting trip. You will need to fund this account with at least one year's worth of the minimum living requirement to show the consulate.


  1. Secure a 12-Month Registered Lease: Short-term tourist rentals or Airbnbs will cause the consulate to deny your application. You need a formal 12-month lease registered with the Portuguese tax authority (Finan莽as).


You do not want to rush into buying a property, so it is best that you rent first and then you can choose the right property and area for you. So聽 because this is a financial risk if your visa gets delayed, I would suggest to hire a聽 cross-border lawyer to negotiate a "visa denial clause" into the lease, allowing you to cancel the contract if your visa is rejected.

Have a read of this Thread:

Cheap 12-month rental agreement as proof of accommodation

Thank you so much SimCityAT! Your information is very helpful. :)

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Hi and Welcome,


May i suggest you initially come over and spend time here, month or more, as a "tourist" staying in different areas you think you may want to live, you can get NIF at a local tax office, open bank account based on foreign address, visit local estate agents looking for rentals/buying etc and seeing what they are like to get an idea what is available and prices, Go chat with some local lawyers to see if any fit your needs.聽 It's really the only way to decide if the place suits you and experience the place as a lot of the online stuff is other people's subjective opinions or people selling stuff.

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Find an immigration lawyer to guide you through your immigration and visa procedures in Portugal.
Find an immigration lawyer

The D7 process does seem convoluted, until you've gone through it.聽 After you have, it feels very straight-forward.聽 There are some irritating aspects (getting a VFS appointment was horrible when I applied - I don't know if they're still overwhelmed) and needing to have lodging before you go to VFS is super annoying, but overall it's really not very hard.聽


I do want to second what Strontium said.聽 I found about a dozen properties on Idealista to look at on our scouting trip, but one of my lowest ranked properties (based on what I found online) ended up being vastly better than the ones that looked great online.聽 We were looking at the high-end of the rental market but many places we saw in person had mold, were in less than ideal locations, or generally were disappointing.聽 We also were completely wrong in predicting what area of the country we wanted to be in, but only realized that with an in person scouting trip.聽


Good luck!聽 Once you understand the process it really is fairly easy and straight-forward.聽 Our VFS appointments and AIMA appointments both went smoothly because we were prepared, and the preparation was actually fairly easy once we understood what to do.聽 Take the time to understand the requirements, and if you meet them you shouldn't have any trouble.聽

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