csmi
Puerto Rican citizen
Forum posts
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About me
Puerto Rican
Registration: 27 August 2014
Leaving PR to the states at a reasonable price, on a 1 way flight by csmi
With most flights $500+ to the states, such as to Florida, unless you wait 3-4 weeks, what alternatives are there for those who want to leave PR on a 1 way ticket? Many of the cruise lines don't go to Florida in the short term. Any other ...
Thanks but that was a temporary program that ESJ was offering, that is no more. "We, ESJ Hotel, are no longer offer charter flights, we are a hotel in Isla Verde who did a few relief flights only. You can contact Condado Travel and requests ... Read More
Leaving PR to the states at a reasonable price, on a 1 way flight
With most flights $500+ to the states, such as to Florida, unless you wait 3-4 weeks, what alternatives are there for those who want to leave PR on a 1 way ticket? Many of the cruise lines don't go to Florida in the short term. Any other ... Read More
Where the heck is my tax refund check? by Oceanview
Anyone still waiting to receive an income tax refund check from PR? We filed our tax US and PR tax returns well before the April 15th deadline. They were prepared by a local CPA firm, yet we have yet to receive a refund check from PR. We have no ...
"Finally got it -- with interest. Now for 2015......" Fred, what interest rate did they pay you? From my 2014 tax year filing, I overpaid about $10,000 and never received any refund or interest. That expected refund amount will be ... Read More
Puerto Rico Income tax forms by tonie064
Does anyone know where we might be able to obtain Puerto Rico income tax forms (like in the U.S., the individual state forms to file with our Federal return}? Do we get them from our Municipal office of the town we live in or somewhere else? No one ...
For IRS Federal 1040, the deadline for 2015 tax year is 4-18-2016. What is the deadline for Puerto Rico and how to file an extension for the PR return? This year, the US FEDERAL tax deadline falls on April 18, 2016. That's the deadline to ... Read More
Essentials to live in Puerto Rico by Christine
Hi, As an expat living in Puerto Rico, what would you advise the ones about to pack to bring along? What are the items you can easily find in Puerto Rico? On the other hand, what is less common or quite expensive? Share with us what you ...
http://www.hacienda.gobierno.pr/sobre-hacienda/hacienda-virtual https://siscon.hacienda.gobierno.pr/Siscon/Portal/ARBAW951List.aspx You paid $6750 on import taxes for a 2006 vehicle? The Hacienda shows the taxes to be $600-700. Did you make a ... Read More
Homelessness in PR by ReyP
I was just reading an article about Hawaii. It seems that the unemployment there as of this September is around 3.4 percent and homelessness is 487 per 100,000. That is a very low unemployment rate and a high percentage of people homeless. With ...
The informed social service agencies say the best approach is NOT to give any money, because then you are enabling their substance abuse habits. Many recovered people say that the dollar that you give might be the dollar that pushes them over the ... Read More
Puerto Rico's Sovereign Debt Crisis by NomadLawyer
Well, Gov. Garcia Padilla has [url=http://mobile.nytimes.com/2015/06/29/business/dealbook/puerto-ricos-governor-says-islands-debts-are-not-payable.html?referrer=]admitted[/url]what many of us have known for sometime: Puerto Rico cannot pay its debt ...
I dont know what the PR government spends on payroll, but let's assume that at least 25% of the government employees could be fired to be closer to the ratio of government employees to citizens compared to the mainland. Please understand my ... Read More
Drought in Puerto Rico by NomadLawyer
My in-laws are telling me that the drought in PR is really bad. It was bad when I was there back in the summer of 2014 and we nearly had to live with rationing. My in-laws who live in the SJ metro area suffering through water rationing now and it ...
Why should anyone pay their bill if it is not shut off when you do not pay? Read More
Puerto Rico's Sovereign Debt Crisis by NomadLawyer
Well, Gov. Garcia Padilla has [url=http://mobile.nytimes.com/2015/06/29/business/dealbook/puerto-ricos-governor-says-islands-debts-are-not-payable.html?referrer=]admitted[/url]what many of us have known for sometime: Puerto Rico cannot pay its debt ...
Poster 1: "The problem with laying off public employees is that then they go into unemployment and welfare. Money comes out of a different pocket but it still come out." Poster 2 responded: "That is totally correct. Layoff is a short ... Read More
At what elevation in PR do mosquitos cease to exist?
At what elevation in PR do mosquitos cease to exist? Ive heard that at a certain level in the mountains it is too cold for them Read More
real estate shopping in puerto rico by davidtx
(links on our [url=http://www.blackandgoldcoast.com/real-estate-shopping-in-puerto-rico/]website[/url]) Unless you've been living under a rock, you are probably at least vaguely aware that the Puerto Rican government is currently embroiled in a ...
Are there any INTELLIGENT real estate websites where one can search by the # of acres or cuerdas? I am looking to buy a large farm $500,000+ but dont see any way to filter by # of cuerdas. With ClasificadosOnline you have to look at them 1 by 1 ... Read More
In PR, why do most of the houses not have enclosed garages? by csmi
In PR, why do most of the houses have carports instead of enclosed garages? It cant be only because there is no snow, because even in Florida most houses where they also don't get snow, Florida houses have garages.
Please, no thread hijacking. All replies should be about "In PR, why do most of the houses not have enclosed garages?" If looking to rent a house, make your own post or contact that person directly. Thanks Read More
Buying a car by CarinaSM
hi all, anyone selling a car around a 10.000 usd budget? Thanks
So, what finally happened? Its been 10 months since your last update. Read More
Why are solar panels rare in PR, despite high electric rates, much sun
Plenty of sun should make PR an ideal climate for solar panels relative to the states. In addition, higher electric rates than the states should incentivize more people to use solar panels. So, why are solar panels so rare in PR? Read More
4 Months Living in Puerto Rico...This is what I have learned so far by hct408
I wrote a post a couple months ago detailing my thoughts on Puerto Rico after having lived here for three weeks. We are now four months into our stay here and I have more to add. I guess, I want to point out that I think of expats who live here as ...
If you are accustomed to US stateside standards, you will be disappointed and/or depressed. When the masses are less educated, more government dependent, it is to be expected. One thing Ive learned is to lower your expectations, then lower them ... Read More
Looking for furnished apt in Dorado beginning October by Mveitenhans
I am in need of a 2 bedroom furnished apartment in Dorado beginning next month, October. I have tried contacting several realtors with very few getting back to me. I have even contacted people from ads on clasificadosonline with a very low response ...
You're not alone. I don't get it. Even looking at $500,000 properties some don't seem to care enough to get back with you. I've also inquired on $300,000 homes. One called me back, then hung up. I call back and they don't ... Read More
In PR, why do most of the houses not have enclosed garages? by csmi
In PR, why do most of the houses have carports instead of enclosed garages? It cant be only because there is no snow, because even in Florida most houses where they also don't get snow, Florida houses have garages.
Wouldn't it be true, one downside is, that thieves might be helped in knowing if you are home or not, if they see your car is gone, could assume you are gone, and thus safer to break in to steal? I came from the states, and miss the way things ... Read More
In PR, why do most of the houses not have enclosed garages?
In PR, why do most of the houses have carports instead of enclosed garages? It cant be only because there is no snow, because even in Florida most houses where they also don't get snow, Florida houses have garages. Read More
What is the cost for a notary to notarize a document in PR? by csmi
What is the cost for a notary to notarize a document in PR? I am looking for a cheap provider. Please give name, address, and phone along with cost if you have it. The document is already constructed. It is a simple 1 page that needs notarized.
I did a survey of about 10. The range I was quoted was from $30 to $75. Read More
What is the cost for a notary to notarize a document in PR? by csmi
What is the cost for a notary to notarize a document in PR? I am looking for a cheap provider. Please give name, address, and phone along with cost if you have it. The document is already constructed. It is a simple 1 page that needs notarized.
Things are different here in PR, usually worse relative to the states. Yes, its free in the states. No, its not free in PR. Yes, in the states, anyone who qualifies could be a notary. In PR, only lawyers can be notaries. This helps keep ... Read More
What is the cost for a notary to notarize a document in PR?
What is the cost for a notary to notarize a document in PR? I am looking for a cheap provider. Please give name, address, and phone along with cost if you have it. The document is already constructed. It is a simple 1 page that needs notarized. Read More
Who offers a NON-Obamacare health insurance plan in PR? by csmi
Who offers a NON-Obamacare health insurance plan in PR? Looking at the big providers First Medical, MCS, SSS, 6 months ago, I could only find Obamacare compatible plans. I don't want any part of that.
That's why the democrats want all these refugees and illegal immigrants - votes! Over 90% of refugees and illegal immigrants, if given voting rights in the US, vote democratic. If these policies continue, the US as we know it will no longer ... Read More
Who offers a NON-Obamacare health insurance plan in PR? by csmi
Who offers a NON-Obamacare health insurance plan in PR? Looking at the big providers First Medical, MCS, SSS, 6 months ago, I could only find Obamacare compatible plans. I don't want any part of that.
Simple answer, Rey. The people who are paying, are having to pay more to subsidize all the freeloaders who are getting "free" health insurance. It's free to them, but not free to the others who are paying more so the others can get ... Read More
Who offers a NON-Obamacare health insurance plan in PR? by csmi
Who offers a NON-Obamacare health insurance plan in PR? Looking at the big providers First Medical, MCS, SSS, 6 months ago, I could only find Obamacare compatible plans. I don't want any part of that.
http://finance.yahoo.com/news/democrats-begin-long-tortuous-retreat-093000257.html Synopsis of article is that the democratic politicians, after having worked so hard to deceive the American public to get Obamacare passed, are now trying to ... Read More
Driving license in Puerto Rico by Armand
Hi all, Can a foreigner take the driving test in Puerto Rico? What are the formalities to get a driver聮s licence in Puerto Rico? Do you need special or extra documents being an expatriate? How much does it cost? Thank you for ...
When you present the copies of your documents to get your drivers license, do they keep them, or instead do they scan them and then give them back to you? Read More
Is there a website that shows the areas of PR with NO water rationing? by csmi
Is there a website that shows the areas of PR WITHOUT water rationing? A map would be even better. I would like to see which cities are under rationing and the ones that are not. All I know is most San Juan metro has water off 1-2 days, then ...
Thanks for the link. Its a good one if you know your water source. I was hoping to find a visual map to see the areas with and without rationing, if one exists. This shows a map of the degree of the drought, but its not the same as where the ... Read More
Who offers a NON-Obamacare health insurance plan in PR? by csmi
Who offers a NON-Obamacare health insurance plan in PR? Looking at the big providers First Medical, MCS, SSS, 6 months ago, I could only find Obamacare compatible plans. I don't want any part of that.
"I only know that some ppl are angry and for others it has been literally life saving." There are basically 2 main sides. If you are a worker, you are paying MORE and getting LESS, like ReyP said, and justifiably upset. If you are a ... Read More
Is there a website that shows the areas of PR with NO water rationing?
Is there a website that shows the areas of PR WITHOUT water rationing? A map would be even better. I would like to see which cities are under rationing and the ones that are not. All I know is most San Juan metro has water off 1-2 days, then ... Read More
Who offers a NON-Obamacare health insurance plan in PR? by csmi
Who offers a NON-Obamacare health insurance plan in PR? Looking at the big providers First Medical, MCS, SSS, 6 months ago, I could only find Obamacare compatible plans. I don't want any part of that.
"Just curious, why do you have a problem with the affordable care act?" As I explained above, it's a false and deceptive act, including the name "affordable." Any reasonable thinking person who is 1 having to pay more, 2 ... Read More
Who offers a NON-Obamacare health insurance plan in PR? by csmi
Who offers a NON-Obamacare health insurance plan in PR? Looking at the big providers First Medical, MCS, SSS, 6 months ago, I could only find Obamacare compatible plans. I don't want any part of that.
My understanding is that after you move to PR, you don't have to have health insurance. Afterwards, you can cancel your policy and not have to pay a fee for not having insurance to the IRS. Read More
Who offers a NON-Obamacare health insurance plan in PR? by csmi
Who offers a NON-Obamacare health insurance plan in PR? Looking at the big providers First Medical, MCS, SSS, 6 months ago, I could only find Obamacare compatible plans. I don't want any part of that.
PR residents are exempt from Obamacare, so you don't have to have insurance, unlike in the states, where if you don't have insurance you have to pay a fee. Read More
Who offers a NON-Obamacare health insurance plan in PR? by csmi
Who offers a NON-Obamacare health insurance plan in PR? Looking at the big providers First Medical, MCS, SSS, 6 months ago, I could only find Obamacare compatible plans. I don't want any part of that.
One alternative that I'm looking into is short term health plans, to avoid the UNAFFORDABLE Obamacare-style health insurance plans that are common in PR. Here is a link to one such place. The rates seem low, but I need to contact them to be ... Read More
Who offers a NON-Obamacare health insurance plan in PR? by csmi
Who offers a NON-Obamacare health insurance plan in PR? Looking at the big providers First Medical, MCS, SSS, 6 months ago, I could only find Obamacare compatible plans. I don't want any part of that.
Could all please stay on topic and NOT post about VA, Medicaid, Medicare plans? To discuss those plans, please start a new thread. This thread is about finding non-Obamacare plans in PR that one has to pay for themselves. Read More
Who offers a NON-Obamacare health insurance plan in PR? by csmi
Who offers a NON-Obamacare health insurance plan in PR? Looking at the big providers First Medical, MCS, SSS, 6 months ago, I could only find Obamacare compatible plans. I don't want any part of that.
The Obama administration at first said the territories like PR had to be a part of Obamacare. As a result, just like in the states, many people had their plans that they loved cancelled. In place, inferior plans with lower benefits, higher ... Read More
What is the estimated normal 6 month dental cleaning cost in PR?
To "Were moving where?" I don't have insurance, so this has nothing to do with what my insurance covers. It will all be out of pocket. Read More
What is the estimated normal 6 month dental cleaning cost in PR?
What is the average estimated normal 6 month dental cleaning cost? Also if you know the estimated cost for 1 white filling for a cavity. Please list the cost and the location. Thanks Read More
Who offers a NON-Obamacare health insurance plan in PR?
Who offers a NON-Obamacare health insurance plan in PR? Looking at the big providers First Medical, MCS, SSS, 6 months ago, I could only find Obamacare compatible plans. I don't want any part of that. Read More
Cost of living in Puerto Rico 聳 2015 by expat.com
Hi all, We invite you to talk about the cost of living in Puerto Rico in 2015, with an updated price listing. Don't forget to mention in which city of Puerto Rico you are living in. How much does it cost to live in Puerto Rico? > ...
For those that list their housing costs, whether they bought or renting, the ones that LIST THEIR LOCATION and # of bedrooms/baths do it right. Some are listing the cost without listing the city, which is not as helpful as it could/should be if ... Read More
Umm should I be scared? by LainB215
Hi my name is Alaina...I'm 31 and I am from the suburbs of Philadelphia. I apologize for this long post but I need some help =/ I have been to PR only 3 times, I just returned from my last visit a few weeks ago. I was there when hurricane ...
Thanks Gary for adding your insightful perspective. I think both what you and I say are true. The small minority of the desperate and/or criminal ones are responsible for the crimes. Of course not all Puerto Ricans are that way. To clarify, ... Read More
Umm should I be scared? by LainB215
Hi my name is Alaina...I'm 31 and I am from the suburbs of Philadelphia. I apologize for this long post but I need some help =/ I have been to PR only 3 times, I just returned from my last visit a few weeks ago. I was there when hurricane ...
I haven't experienced any crime personally, but Ive only been here a few months. Its the other people I know, that have lived here for years that tell me this. Most of them were in the San Juan metro area, which is I think where 80% of the ... Read More
Umm should I be scared? by LainB215
Hi my name is Alaina...I'm 31 and I am from the suburbs of Philadelphia. I apologize for this long post but I need some help =/ I have been to PR only 3 times, I just returned from my last visit a few weeks ago. I was there when hurricane ...
Hi Liz and others, Ive been here 4 months in PR, previously spending 99% of my life in the states. Thus, I have a mindset and framework of how things work in the states. Dont believe the marketing slogan, "PR does it better" as that is ... Read More
Umm should I be scared? by LainB215
Hi my name is Alaina...I'm 31 and I am from the suburbs of Philadelphia. I apologize for this long post but I need some help =/ I have been to PR only 3 times, I just returned from my last visit a few weeks ago. I was there when hurricane ...
If you are accustomed to how things work in the states, dont have a job, and are not retired with savings to last the rest of your life, you shouldnt move here. Daily life and its problems is not the same as living in a hotel on the beach for a ... Read More
Best Internet Providers by Sand and Snow
Hi! I'll be moving to the Rio Grande area in a few months and am starting to gather info on utilities and services. Can anyone give me the lowdown on high-speed internet providers? Or point me in the direction of good information? Thanks for ...
For this $50/mo unlimited bandwidth, what speed do they give you? Read More
What are good websites for finding farm land or rural land in Puerto R
I already know about Craigslist and Clasificados Online. But what sites would find acreage, from 10-100 acres or more? Those sites are not geared to farmland. I want to be able to grow food. Far from the big cities is ok. Can be undeveloped, ... Read More
Drivers License by frogrock
I will finally be living permanently in PR, starting this September. My home state is New York. Can I exchange my NY drivers license for a PR license? Thanks for your help. Carroll
"But I kept my Virginia drivers license. When I renewed it I just used a friend's address in VA and she mailed me the license. I figured if I ever got stopped by the cops and they questioned me I would just tell them I'm staying down ... Read More