travelr64
American looking for information about Brazil
Forum posts
55
Contacts
3
About me
American
Lives in Crato, CE
Speaks English Portugues
Registration: 20 January 2016
Anyone else having problems using Debit Cards at POS? by travelr64
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ...
That's fine, I'll let you take over the conversation . . . and the website. I don't much care for your attitude either ! Read More
Anyone else having problems using Debit Cards at POS? by travelr64
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ...
Bland, if the reader won't read the card, it doesn't give you a receipt to get the name off of. Gee, sometimes I feel like I'm speaking Klingon or maybe tagolog. Read More
Anyone else having problems using Debit Cards at POS? by travelr64
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ...
LOL . . . so,in discussing a debit card issue, all of a sudden I'm getting advice about restaurants? S贸 no Brasil, n茅? Read More
Anyone else having problems using Debit Cards at POS? by travelr64
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ...
Last night I received an email from Chase stating there are no longer any foreign transaction fees with their card. So, from now on, I'll just use their card for everything. Problem solved. Read More
Anyone else having problems using Debit Cards at POS? by travelr64
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ...
LOL . . . well, they aren't emitting any reciepts for me, the terminals do not read the card. I've never paud any attention to the text on the card reader. I'll look next time I use a credit card.. But wouldn't that just be the ... Read More
Anyone else having problems using Debit Cards at POS? by travelr64
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ...
What's a self service? Read More
Anyone else having problems using Debit Cards at POS? by travelr64
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ...
I'm not sure what you mean by "portable" card readers. These are hard wired into the cashier's terminals in the stores. Maybe that's what you mean. Anyway, I don't know who is the processor, but in speaking with my ... Read More
Anyone else having problems using Debit Cards at POS? by travelr64
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ...
Mike, there is no person telling me my card won't work. I insert the card into the card reader and the reader says, "Modo invalido passe o cartao". Has nothing to do with any person or what they think or say. The card reader simply ... Read More
Anyone else having problems using Debit Cards at POS? by travelr64
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ...
Don't know what happened that they closed my Paypal account. They won't tell me anything. They only say that because of security concerns my paypal account is closed. I even have some money in that account and they tell me I will not be ... Read More
Anyone else having problems using Debit Cards at POS? by travelr64
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ...
Mike, I won't use Paypal because my first attempt to use paypal after arriving here in Brazil in Oct, paypal closed my account. I spent hours with them on skype trying to resolve the situation, but they kept telling me that my account is closed ... Read More
Anyone else having problems using Debit Cards at POS? by travelr64
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ...
Jland, I think you are incorrect, simply because I have two different debit cards. One from my credit union, and one from HSBC Bank. Both cards bring the exact same results from various different stores, and both cards work fine in the ATMs. And ... Read More
Anyone else having problems using Debit Cards at POS? by travelr64
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ...
Yes, BdB does have ATMs in grocery stores. That's what it says on the machine. I doubt there are any 24 hr ATMs in this area, if there were they would have to be outside, and I would never use an ATM that is not inside of a building. Fact ! ! ... Read More
Anyone else having problems using Debit Cards at POS? by travelr64
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ...
Been using their ATMs in some of the grocery stores. I tried using my denit cards inside of their banks a few years back, and none of the machines I tried would accept the cards. Read More
Anyone else having problems using Debit Cards at POS? by travelr64
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ...
No, that's not what I get. It says, "Modo Invalido Passe o cart茫o". I seriously doubt it's a bad card reader. Tried now in about 12 different stores around the metro area, No difference. In some of these stores I have ... Read More
Anyone else having problems using Debit Cards at POS? by travelr64
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ...
The card readers simply do not read the card. In any mode. Read More
Anyone else having problems using Debit Cards at POS? by travelr64
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ...
I have absolutely no problem at all getting money out of BdB ATMs. They limit me to R$1000 per transaction, but allow multiple transactions. And it isn't a limit from my credit union. I called them and they said US S1,000 per day at ATMs, and ... Read More
Anyone else having problems using Debit Cards at POS? by travelr64
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ...
Mike all credit and debit cards in the US have now been repleced by chp cards. I have no trouble using credit cards or using the debit cards at ATMs. The problem I'm having is using the debit cards at stores for POS transactions. The only way ... Read More
Anyone else having problems using Debit Cards at POS? by travelr64
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ...
OK Jland thanks for the info. I have not tried the ATMs inside the BdBs. I tried that years ago and never found one that would accept any of my cards, so I haven't tried it since. I've just been using their machines that they have placed ... Read More
Forgot to register for RNE / Overstayed Visa
You'll just have to pay the fine when you leave Brazil. No big deal. They do not stamp anything in your passport about visa violater. Read More
Anyone else having problems using Debit Cards at POS? by travelr64
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ...
Jland, where do you find Banco do Brasil ATMs that do not charge a fee? Every ATM I can find here in this area belongs to them and there is a R$24 fee every time. The chip card works fine at ATMs. So I doubt that is the problem. Besides, I have ... Read More
Anyone else having problems using Debit Cards at POS? by travelr64
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ...
Thanks for the reply. I was using my debit cards at store here in Brazil for several years now with no problems. It's only since I returned in October this year that I started having issues. I have Mastercard looking into it, but they ... Read More
Anyone else having problems using Debit Cards at POS? by travelr64
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ...
Thanks Jland, but I was asking about anyone having trouble using U.S. issued debit cards at POS. Sounds like yours is from Banco do Brasil, yeah? Or maybe not. Are you saying you make these withdrawals at Banco do Brasil ATM machines with no ... Read More
Anyone else having problems using Debit Cards at POS?
I have nos problems using my U.S. issued debit cards at the ATMs. Of course all the ATMs I can find in this part of Brazil are owned by Banco do Brasil, and they charge R$24 for each withdrawal and have a limit of R$1,000 per transaction. When I ... Read More
Lost Visa Application
Well, I shouldn't be surprised that everyone on this forum is ignorant of anything that might help me solve this situation. No one in the Brazilian government seems to have a clue either. I find it virtually impossible to imagine that never in ... Read More
Washing machines by spanishpete
Hi all in Expat land I need to buy a new washing machine, so should I go for a top loader. or a front loader
I totally understand and agree Read More
Washing machines by spanishpete
Hi all in Expat land I need to buy a new washing machine, so should I go for a top loader. or a front loader
The HE detergents are formulated for today's modern HE washers. I have used traditional laundry detergents with HE washers with zero problems. Personally I think it's just a marketing strategy to sell more expensive detergents. Read More
Washing machines by spanishpete
Hi all in Expat land I need to buy a new washing machine, so should I go for a top loader. or a front loader
No, they are never better, unless of course you only care about the price. The front loader machines do a better job of cleaning the clothes because of their tumbling action. They use less water and less detergent. Top loading washers are ... Read More
Washing machines by spanishpete
Hi all in Expat land I need to buy a new washing machine, so should I go for a top loader. or a front loader
Thing is, Front loaders are the newest innovation in washing machines. They use considerably less detergent and water. They work better because of their tumbling action, and they get your clothes cleaner. If you want proof, just check consumer ... Read More
Societies where people trust one another are healthier and wealthier. by Nawii81
I was listening to the Freakonomics podcast the other day and the topic was that low levels of social trust is bad for a society, Interestingly but not surprisingly (for me anyway) Brazil ranked the lowest of all countries listed when it came to ...
Nawii, in my humble opinion the lack of trust affects pretty much everyone. Top to bottom, one vs the other. Of course there are groups of friends and families that have trust for each other, but outside of that sphere, I think everyone mistrusts ... Read More
Washing machines by spanishpete
Hi all in Expat land I need to buy a new washing machine, so should I go for a top loader. or a front loader
Jland, the front loading washing machine tumble the clothing against each other much better than the top loaders. This friction of the clothing tumbling against each other is what makes the front loaders clean so much better. That is why in coin ... Read More
Societies where people trust one another are healthier and wealthier. by Nawii81
I was listening to the Freakonomics podcast the other day and the topic was that low levels of social trust is bad for a society, Interestingly but not surprisingly (for me anyway) Brazil ranked the lowest of all countries listed when it came to ...
The lack of trust in Brazilian society goes very deep. If you want to try to change the culture of your inner circle in Brazil, you might have some luck, but to try to change the culture of an entire nation of over 200 million people in your ... Read More
Lost Visa Application
Somehow, in the move, I have lost my visa application form. I went to the local Office of the Pol铆cia Federal to register, and was informed that it is impossible for me to register without this form. The immigration manager at the ... Read More
Brazilian taxes for U.S retirees by ndfansince53
Is there anyone out there, preferably an American citizen retired in Brazil whose income comes from U.S. Social Security, U.S. pension, etc. (a retired person not working and with no Brazilian income) who can clarify the situation? Questions: 1. ...
I'll be in the same situation in a couple months. Have my Vipers in hand and am planning my move. I will need to buy a suitable vehicle when I arrive. Probably R$50,000 or so. Read More
Brazilian taxes for U.S retirees by ndfansince53
Is there anyone out there, preferably an American citizen retired in Brazil whose income comes from U.S. Social Security, U.S. pension, etc. (a retired person not working and with no Brazilian income) who can clarify the situation? Questions: 1. ...
Gotcha, Where did you establish your residence? What PF office did you go to when you checkied in that they didn't require you to establish a bank account? The gal that runs the PF office where I'm headed hasn't ever been really ... Read More
Brazilian taxes for U.S retirees by ndfansince53
Is there anyone out there, preferably an American citizen retired in Brazil whose income comes from U.S. Social Security, U.S. pension, etc. (a retired person not working and with no Brazilian income) who can clarify the situation? Questions: 1. ...
I have not opened a bank account in Brazil, but I have had a CPF for many years. No RNE is needed to apply for the CPF. Hopefully, it's as you say, that the officials in Brazil will not follow up with the deposit requirements. I guess ... Read More
Brazilian taxes for U.S retirees by ndfansince53
Is there anyone out there, preferably an American citizen retired in Brazil whose income comes from U.S. Social Security, U.S. pension, etc. (a retired person not working and with no Brazilian income) who can clarify the situation? Questions: 1. ...
I am in the process of getting my Vipers now. I understand it is a requirement of this visa that your bank in the U.S. must transfer your funds to a Brazilian bank account. In fact, for the application, you are required to submit a letter from ... Read More
Will The Olympics Survive by Alascana
I found this article today on the Olympics, it has some key points, if you have time to read. it addresses some concerns for the past,present and future. 100 days until Rio 2016: 'It will be a great party, with a garbage legacy' | Sport | ...
I am a little disappointed at the lack of publicity for the 2016 Para-Olympics in Rio. If you would like to support a home grrown hero click on this page and give this young lady a like on facebook. Fah deserves all the recognition in the world ... Read More
i want to marry my Brazilian girlfriend in Brazil. by Vida97654
Hello I'm from India, I want to marry my Brazilian girlfriend in Brazil. what documents I'll need take from India to Brazil for marriage? can I marry her when I visit Brazil on tourist visa? and if I marry her can i stay there even after my ...
Tourist visas in Brazil are good for 90 days, plus an extension of 90 days. You must apply for the extension at the local Policia Federal before the original 90 days expires. Read More
Sending Money via Western Union by Alascana
Hello to All Can anyone share information on sending money via Western Union to Brasil and is a bank account required for pick up of funds. Thanks
Hey John, My reasons for retiring to Brazil are many, but the primary reason is the people I am associated with in a poor community in the NE. I have spent considerable time in Brazil the past 9 years. And yes, I have experienced the bureaucracy. ... Read More
Sending Money via Western Union by Alascana
Hello to All Can anyone share information on sending money via Western Union to Brasil and is a bank account required for pick up of funds. Thanks
So James, can you possibly explain how one can set up a Brazil bank account to deposit the SS and pension payments to prior to having the retirement visa? It has always been my understanding that it's not possible for a foreigner to open a ... Read More
Brazilian driver's license--will they take away my Canadian one? by TamW
I'm looking at finally getting my Brazilian drivers license, and read on another thread that they take away your foreign one. (And a friend of ours had them do this to him). There is no way they are getting mine... it is not theirs to take ...
So, if I go to the detran, and they refuse to do the deal, how am I supposed to get them to change their minds? It was my understanding that every state administers their own program. Do you suppose I need to travel to Fortaleza? Read More
Sending Money via Western Union by Alascana
Hello to All Can anyone share information on sending money via Western Union to Brasil and is a bank account required for pick up of funds. Thanks
OK, so reading this post, concerning my pension and social security payments, if they are automatically deposited to my credit union account in the U.S., and I only use the ATM to withdraw money in Brazil, there is no way the Receita Federal knows ... Read More
Brazilian driver's license--will they take away my Canadian one? by TamW
I'm looking at finally getting my Brazilian drivers license, and read on another thread that they take away your foreign one. (And a friend of ours had them do this to him). There is no way they are getting mine... it is not theirs to take ...
I never did get the Brazilian license, as when I inquired of the process at the Detran in Cear谩 they told me my U.S. license was valid until it expired. Read More
Replacing Expired Debit and Credit Cards from the USA by Alascana
I understand the nightmare of trying to open a bank account in Brazil, so let's not go there/lol. What I need to know is how does one go about replacing a expired debit or credit card from the USA,now before the anwsers start flying, here is my ...
James with the pocket card scanners available, what's to stop the cards from being scanned even sent by private courier service? Even though a card is sent via private service, there would be no way for anyone to figure out when and where the ... Read More
Replacing Expired Debit and Credit Cards from the USA by Alascana
I understand the nightmare of trying to open a bank account in Brazil, so let's not go there/lol. What I need to know is how does one go about replacing a expired debit or credit card from the USA,now before the anwsers start flying, here is my ...
One thing I experienced not long ago. My daughter in Brazil always has a duplicate of my HSBC debit card in case she needs cash fir anything. When the cards expire, I send her a new one. I have always put it in with a greeting card, and an extra ... Read More
Replacing Expired Debit and Credit Cards from the USA by Alascana
I understand the nightmare of trying to open a bank account in Brazil, so let's not go there/lol. What I need to know is how does one go about replacing a expired debit or credit card from the USA,now before the anwsers start flying, here is my ...
Have you tried whatsapp for phone calls back home? It works much better than using regular cell service. Don't ask me why, but it's much clearer and less expensive. At least in the rural NE of Brazil. Read More
i want to know about boa vista
Just out of curiosity, why have you chosen Boa Vista? And what visa will you be using as a means of gaining residence? I ask because it appears you don't really have any connection to this city, or knowledge of what's there. Read More
Licence to run a small scale manufacturing business in brazil? by spanishpete
Hi there all that might read this Dose any one know if you need to have a licence of any type, to start and run a small scale manufacturing business in Brazil I have identified something really simple, that is missing for the Brazilian market that ...
Nope, in fact it's the only way one can get the investment visa in Brazil. To have a business set up prior to obtaining the visa. And no way you can do that without a bank account in the business name. A foreigner cannot open a bank account ... Read More
Licence to run a small scale manufacturing business in brazil? by spanishpete
Hi there all that might read this Dose any one know if you need to have a licence of any type, to start and run a small scale manufacturing business in Brazil I have identified something really simple, that is missing for the Brazilian market that ...
It is not necessary to have a lawyer to apply for the CNPJ. We did this when establishing a non-profit in Brazil back in 2010. We did have an accountant, but to be honest I don't remember exactly what part she played in the process. She did ... Read More
Health Insurance
I know that with a retirement visa in Brazil I will be covered by the national health plan. I also understand that under this plan, at least in the region where I'll be living, the care isn't so great. Long waits, and not the best ... Read More
Driving in Brazil by Maximilien
Hi, What do you think of the way people drive in Brazil? How different is it from your home country? Respecting the road safety rules, driving etiquette such as general courtesy, speed excess聟 what are the characteristics of the driving style ...
Driving in Brazil is a whole different ballgame than in a civilized country. The only real traffic enforcement is speed cameras and red light cameras. Otherwise if a transit cop sees you committing an offense they simply record it and you receive ... Read More
tax-filing obligations tied to CPF by nsellen
I promise I've scoured the forum and couldn't find any information before posting this. I'm in Brasil on a tourist visa, and I got a CPF so I could buy some items that required ID. I don't work here, I'm not paid by anyone here, but I've been told ...
If I understand correctly, with a pension income of US$36,000 I will pay 27.5% annual income tax in Brazil, correct? On top of whatever income taxes I pay for this pension in the U.S.. Read More
Opening a bank account in Brazil by outlander
Hi, I am moving to Brazil next week (Sept 15) and was wondering what are the minimum requirements to open a bank account in Brazil, specifically I would like to know can someone on a 3 month business visa open a bank account? I read the super ...
The HR is incorrect. Anyone can have a CPF in Brazil, even a tourist. Just take someone with you to translate to Banco do Brasil or to the post office and fill out the application. Very simple, and it only costs a few dollars. Read More
Unprecedented moment in Brazil's history.
So, you're sure the devil you don't know is better than the devil you do know? Read More