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247realestatepr

247realestatepr

Active member

Puerto Rican citizen

Forum posts

55

Contacts

18

About me

Puerto Rican

Lives in Bayam贸n

Speaks Fluent English, Spanish

Registration: 07 March 2016

247realestatepr
247realestatepr replied to a thread
8 years ago
expat.com

How to make friends in Puerto Rico by expat.com

We have been talking about [url=/forum/viewtopic.php?id=891]loneliness when you are abroad[/url], let's now talk about how to make friends (locals and other expats) when you're living in Puerto Rico :top: [b]Which are your best ...

247realestatepr

Go out, have fun, talk to people mingle and jingle, locals are mostly friendly, sometimes too friendly and open engage into conversation, in any case you just have one new friend here!.... :top: :D Regards, Carlos Read More

247realestatepr
247realestatepr replied to a thread
9 years ago
Mrkpytn

How does Puerto Rico compare with Dominican Republic and Cuba? by Mrkpytn

Dominican Republic and Cuba are our neighbors. They are independent and Puerto Rico is not. What are the pros and cons especially between Dominican Republic and Puerto Rico in quality of life? I have heard that Cuba has a higher standard of health ...

247realestatepr

Not a fair comparison, apples to oranges...PR is the nearest thing to a state other country's are republic .. just google a bit and share your thoughts! Regards, :) Read More

247realestatepr
247realestatepr replied to a thread
9 years ago

VA loan?

Hello "Right Carlos" here! I used to be a Loan Officer for 20 yrs until 2014, please feel free to ask anything or inbox me, best financing right now! Welcome to PR! :) Read More

247realestatepr
247realestatepr replied to a thread
9 years ago
Priscilla

Mistakes expats make in Puerto Rico by Priscilla

Hello everyone, Did you make any mistakes when you first moved to Puerto Rico? What were they? How did you address your mistakes? Did you learn anything from them? With hindsight, what would you do differently? Are there any tips you ...

247realestatepr

Thanks... I know was helping Rey P on his post! :D Read More

247realestatepr
247realestatepr replied to a thread
9 years ago
Priscilla

Mistakes expats make in Puerto Rico by Priscilla

Hello everyone, Did you make any mistakes when you first moved to Puerto Rico? What were they? How did you address your mistakes? Did you learn anything from them? With hindsight, what would you do differently? Are there any tips you ...

247realestatepr

Is this still where we point out usual mistakes people do when relocating to PR?? :unsure Read More

247realestatepr
247realestatepr replied to a thread
9 years ago
Veckyschmerler

Real estate agents in PR by Veckyschmerler

Hi there ! :kiss: Question: How does a real estate agent getting paid works, when you renting a place in PR ? I'm coming mid September to finally get an apartment. Here in GA ,we have a state authority that guarantees the agent is paid by the ...

247realestatepr

Be very careful who you listen to.. many don't say the full story.. want to save time? If you are new to the island you need someone to show the place and get you where you'd like to live, it might not make that much sense at first but ... Read More

247realestatepr
247realestatepr replied to a thread
9 years ago
Priscilla

Mistakes expats make in Puerto Rico by Priscilla

Hello everyone, Did you make any mistakes when you first moved to Puerto Rico? What were they? How did you address your mistakes? Did you learn anything from them? With hindsight, what would you do differently? Are there any tips you ...

247realestatepr

My 2 cents I'm a local 49 yrs.. Expecting to get everything for free.. awesome service needs to be well compensated nothing is for free, the real reason many agents won't move finger locating a property or being a buyer's agent.... I ... Read More

247realestatepr
247realestatepr replied to a thread
9 years ago
Arizonaguy

VA home loan by Arizonaguy

Who in P.R. can assist me in a VA loan?

247realestatepr

Depending on many factors 45-60 days Read More

247realestatepr
247realestatepr replied to a thread
9 years ago
Arizonaguy

VA home loan by Arizonaguy

Who in P.R. can assist me in a VA loan?

247realestatepr

All major banks do them, worked as a mortgage banker for 20 yrs until 2014.. I might help Read More

247realestatepr
247realestatepr created a thread
9 years ago

THE ARGUABLY PROS AND CONS OF LIVING IN PR

It鈥檚 important to know the pros and cons of living in an area before you visit or make a big move. Living in Puerto Rico鈥揺ven for a short time鈥揷an be a wonderful adventure or full of stress and culture shock, depending on your ... Read More

247realestatepr
247realestatepr replied to a thread
9 years ago
ReyP

Something to think about- When buying property by ReyP

The following is my opinion. The economy is PR has driven many people to loose their homes or move to the states, this means that there are good properties for less than in 2006 at the hight of the economy. While you can find a good deal, neither ...

247realestatepr

Well seems you are having very bad luck with your agent and chosen property HOA probably exactly what I mention as lazy and more, its a human tendency I guess and if you add the island time mentality, well.. the HOA is composed of residents just ... Read More

247realestatepr
247realestatepr replied to a thread
9 years ago
ReyP

Something to think about- When buying property by ReyP

The following is my opinion. The economy is PR has driven many people to loose their homes or move to the states, this means that there are good properties for less than in 2006 at the hight of the economy. While you can find a good deal, neither ...

247realestatepr

Well banks have ways to asses risks and they can put additional stress on approval, remember now they are responsible on what or who they lend, no more sorry!... I worked as a mortgage branch manager, loan agent for new developments unit in 2 of the ... Read More

247realestatepr
247realestatepr replied to a thread
9 years ago
ReyP

Something to think about- When buying property by ReyP

The following is my opinion. The economy is PR has driven many people to loose their homes or move to the states, this means that there are good properties for less than in 2006 at the hight of the economy. While you can find a good deal, neither ...

247realestatepr

People just a few bullets Financing options are available FHA FNMA RURAL VA are welcomed but you need to consider each program has guidelines.. theres more than meet the eye when you say "this is going to be my primary residence" Buy ... Read More

247realestatepr
247realestatepr replied to a thread
9 years ago

Visiting before moving

Tks for sharing and good luck with next plans! Read More

247realestatepr
247realestatepr replied to a thread
9 years ago

Visiting before moving

Can you please explain in more detal as it may help others with similar point of views?.. I always recommend to stay in different cities and drive.. PR is a small island maps are acurate..and of course you can always ask.. and of course ask your ... Read More

247realestatepr
247realestatepr replied to a thread
9 years ago
TcheeToGO

Possibly Moving to Aguadilla by TcheeToGO

Hi All, I never knew I had the guts to do it but I jumped off a cliff and applied for a job in Aguadilla. I have never traveled outside of the continental US and do not speak Spanish. I am a beginner but I enjoy the structure of the language and I ...

247realestatepr

Awesome! .. just be ready for the island time experience bring your flops shorts sunglasses and to live open minded.. feel free to contact me for real estate and mortgage if you decide to buy.. as for a car look for low mileage inspite the year.. I ... Read More

247realestatepr
247realestatepr replied to a thread
9 years ago
TcheeToGO

Possibly Moving to Aguadilla by TcheeToGO

Hi All, I never knew I had the guts to do it but I jumped off a cliff and applied for a job in Aguadilla. I have never traveled outside of the continental US and do not speak Spanish. I am a beginner but I enjoy the structure of the language and I ...

247realestatepr

Welcome Check my post "Getting to know and enjoy the island" I made a compilation of the best sites to get info from local and tourist perspectives... PR is like being in Miami probably.. Im sure if you dont find your favorite salad ... Read More

247realestatepr
247realestatepr replied to a thread
9 years ago
trifecta418

Reputable used car dealer & what fees/taxes should I expect. by trifecta418

Greetings, I'll be moving to San Juan in two weeks and will need to purchase a used car within the first few weeks of my arrival. My budget is around 10-14k and i'm looking for a small car such as a Corrolla, Mazda 3, or Kia Soul. Has ...

247realestatepr

Try clasificados online many car listings there with that budget you should find a decent one, in PR is best to have a small suv like a Subaru Forester which is my daily driver super reliable and very low maintenanace runs on $20 bucks for a week ... Read More

247realestatepr
247realestatepr replied to a thread
9 years ago
247realestatepr

Getting to know and enjoy the island by 247realestatepr

Hello Everyone: Reading many posts I see many people looking for info about cities to rent or buy, I found this sites that might help you get an idea about facts, our cities, economics, ...

247realestatepr

Indeed HOA sometimes become a malady in gated communities or condos.. Read More

247realestatepr
247realestatepr created a thread
9 years ago

Getting to know and enjoy the island

Hello Everyone: Reading many posts I see many people looking for info about cities to rent or buy, I found this sites that might help you get an idea about facts, our cities, economics, ... Read More

247realestatepr
247realestatepr replied to a thread
9 years ago

Home Loans

All banks does them just shop around and go with the best capable loan officer other than rates it will be the most important thing to look out for!..also mortgage brokers are very fast...large banks are clumsy and slow!..I can help if you need more ... Read More

247realestatepr
247realestatepr replied to a thread
9 years ago
Arizonaguy

Va home loan by Arizonaguy

Has anyone used your VA home loan in Puerto Rico? Which lender did you use?

247realestatepr

All banks does them just shop around and go with the best capable loan officer other than rates it will be the most important thing to look out for!..also mortgage brokers are very fast...large banks are clumsy and slow!..I can help if you need more ... Read More

247realestatepr
247realestatepr replied to a thread
9 years ago
MsPhancypants

Looking to Move to PR in 2017 by MsPhancypants

Hello All! My name is Melissa and I will moving from the awesome city of Austin, TX in 2017! I have a job that allows me to work from home providing a specialized dental service to dentists across the US and abroad (time zones permitting). I have 2 ...

247realestatepr

Looking for rent or buy?...be more than glad to help! Read More

247realestatepr
247realestatepr replied to a thread
9 years ago
davidtx

afraid to move to puerto rico because of the debt crisis? by davidtx

(links and photos on our [url=http://www.blackandgoldcoast.com/afraid-to-move-to-puerto-rico-because-of-the-debt-crisis/]blog[/url]) I鈥檝e been reluctant to discuss the Puerto Rican government debt crisis and it鈥檚 effects because, ...

247realestatepr

Puerto Rico is full of opportunities right now!...just look for more info in the web...is crazy out here! Read More

247realestatepr
247realestatepr replied to a thread
9 years ago
hturner12

Zika and low e insulation by hturner12

I know there was a thread somewhere about fears of moving because of Zika. Watching the CBS news tonight Zika and Puerto Rico came up. Now Puerto Rico is in a medical emergency. So I did a little research and math. 3.5 million people 10,000 ...

247realestatepr

My 2 cents..Im local to PR..only know 2 people with zika and they are alive and kicking..you never thought they got it!! have never got dengue chikungunya or zika, think is just a matter of location, taking measures and 1% luck.. Brazil hs all of ... Read More

247realestatepr
247realestatepr replied to a thread
9 years ago
Karenqc

Anyone know of a great Optometrist? by Karenqc

I need someone that has current equipment/technology and can adequately fit Gas Permeable contact lens wearers. Any help will be MUCH appreciated.

247realestatepr

Hi I know many people in the industry..where do you live?.. Read More

247realestatepr
247realestatepr replied to a thread
9 years ago
condorbutch

Just joined by condorbutch

hello everyone I'm glad I ran into this site, I think it just might be the site I was looking for with my up and coming move to Puerto Rico. I only have a million questions, I'm hoping to find some answers here if some of you would be kind ...

247realestatepr

Hello everyone I have bought cars in Florida and brought them here no big deal just have to do some simple stuff..there are some companies that do this as well and might advise on details.. Read More

247realestatepr
247realestatepr replied to a thread
10 years ago
TravelingJ

Shipping car to PR? by TravelingJ

I have read that it is a nightmare to ship your car to PR, but my car is relatively new and I would take a huge hit on it if I were to sell and would have to buy a lesser car. My question is how much is the excise tax? When I went to the Haceinda ...

247realestatepr

There are like 200 dealerships around the whole island but I think Used and classic cars market are a steal...they are going cheap in many cases!! I have some connections in the industry Read More

247realestatepr
247realestatepr replied to a thread
10 years ago
luis.grace

Relator/Broker needed San Juan by luis.grace

Hello, after looking around we want to explore the option of buying a home rather than renting. Can anyone recommend a good relator and/or broker in the San Juan area? Can I use a broker from FL, USA? If anyone knows! Thanks! :)

247realestatepr

Awesome. You will be welcomed ! Read More

247realestatepr
247realestatepr replied to a thread
10 years ago
BrianTX

Our experience in purchasing a home in beautiful Puerto Rico. by BrianTX

Here's the story: My wife and I put our home in Texas on the market in February of 2016. After lots of discussion, we (which means my beautiful wife) decided that it was just too far from everything. We live out in the country and even to go ...

247realestatepr

Maryna and Bryan are the perfect example of a real estate brokers dream, awesome people... open, savy, polite, very clear, team players, very accommodating, very well planned and so many other positive adjectives I can be all day writing..this is so ... Read More

247realestatepr
247realestatepr replied to a thread
10 years ago
luis.grace

Relator/Broker needed San Juan by luis.grace

Hello, after looking around we want to explore the option of buying a home rather than renting. Can anyone recommend a good relator and/or broker in the San Juan area? Can I use a broker from FL, USA? If anyone knows! Thanks! :)

247realestatepr

Hello Please contact me about your inquiry Read More

247realestatepr
247realestatepr replied to a thread
10 years ago
Nomorenervousbreakdowns

I'm ready to bug out to Ricon. Like now... by Nomorenervousbreakdowns

Hello everyone. I have been researching this a great deal and am looking to relocate to Ricon. I'm self employed with a steady income that allows a comfortable lifestyle for myself. In the last few years life has been beating me down to a ...

247realestatepr

Rincon is awesome.. sure you'll have all that and more! Read More

247realestatepr
247realestatepr replied to a thread
10 years ago
crystalrose

any experience with the Cabo Rojo area and building vs. buying? by crystalrose

Hi all, right now we're still in the planning/debating stages of selling our house and moving to PR with the inlaws. (We'd buy separate houses.) We're leaning towards the Cabo Rojo area. Basically we're trying to find somewhere safe, ...

247realestatepr

Isabela Rincon and Aguadilla are used to english speaking people..why?.. there was a military base in aguadilla..still there is an airport and some industries that require many people from the mainland..and also surfer all ages tend to gravitate to ... Read More

247realestatepr
247realestatepr replied to a thread
10 years ago
crystalrose

any experience with the Cabo Rojo area and building vs. buying? by crystalrose

Hi all, right now we're still in the planning/debating stages of selling our house and moving to PR with the inlaws. (We'd buy separate houses.) We're leaning towards the Cabo Rojo area. Basically we're trying to find somewhere safe, ...

247realestatepr

If you are new to PR I suggest use a reliable realtor..expertise and knowledge could be valuabletools Read More

247realestatepr
247realestatepr replied to a thread
10 years ago
crystalrose

any experience with the Cabo Rojo area and building vs. buying? by crystalrose

Hi all, right now we're still in the planning/debating stages of selling our house and moving to PR with the inlaws. (We'd buy separate houses.) We're leaning towards the Cabo Rojo area. Basically we're trying to find somewhere safe, ...

247realestatepr

Also check Isabela and Rincon..they're awesome Read More

247realestatepr
247realestatepr replied to a thread
10 years ago
crystalrose

any experience with the Cabo Rojo area and building vs. buying? by crystalrose

Hi all, right now we're still in the planning/debating stages of selling our house and moving to PR with the inlaws. (We'd buy separate houses.) We're leaning towards the Cabo Rojo area. Basically we're trying to find somewhere safe, ...

247realestatepr

Repos and shortsales are at their peak..you'll be buying below construction prices.. unless you find an extraordinary piece of land which might be the case..let us know if you need a hand.. Read More

247realestatepr
247realestatepr replied to a thread
10 years ago
bonu

In Puerto Rico why are most realtors so lazy they dont respond by bonu

In PR, why are most of the realtors/real estate agents so lazy that they dont call back or email back? How do they expect to sell a property when they dont assist a buyer AT ALL? If you are a seller, why are you paying a commission to a realtor who ...

247realestatepr

Hello.. Being a mortgage banker and a realtor for 20 yrs I really understand what you mean and went through, as you see my name is 24/7 ..why? because I know most people will repond 1-3 days later if they do at all (island time may be?? I live up ... Read More

247realestatepr
247realestatepr replied to a thread
10 years ago

Craft Beer at places like Costco?

Hi im into craft beer too..you might find craft beer almos everywhere Sams has a variety, theres a place called The Lab in puerto nuevo that retails a wide variety with new stuff and specials all saturdays many supermarkets have a small selection ... Read More

247realestatepr
247realestatepr replied to a thread
10 years ago
ReyP

Moving to PR by ReyP

Well we gave up on the Ceiba house we were planing to purchase. The plan was to sell some stocks and use the money to buy the house cash. However there were a lot of delays (since July) due to the seller realtor and a problem with the land ...

247realestatepr

Last year we had a long draught and it got scary with 2 days on and off..so I guess some rain is always welcomed full water reserves cleaner air cleaner streets.. we are a tropical island after all, summer is around the corner so we'll see what ... Read More

247realestatepr
247realestatepr replied to a thread
10 years ago
mlb03

Tenant's rights in PR by mlb03

Hi all, I have a question about the landlord / tenant's laws in Puerto Rico. I have searched on the internet and am unable to find info pertaining to my specific situation. I am currently in the middle of a year lease. Unfortunately I had a ...

247realestatepr

Like any other intrusion go to the police..that will give you leverage if you need to go to court..get a lawyer!..and probably because is a safety concern get out..that kind of contract might be ilegal but if any case..a contract is too harsh dont ... Read More

247realestatepr
247realestatepr replied to a thread
10 years ago
chrisrock420

New here by chrisrock420

Hi everyone, just joined. We are interested in exploring PR as a place to have a vacation/retirement home, and know absolutely nothing about the island, but getting good reports from friends. Would be interested in visiting to check it out. We are ...

247realestatepr

In the south west Rincon Isabela Aguadilla are full of mainland people who came to visit and made it their home, in the metro area Old San Juan might be interesting places google them, more than happy to help in owning a piece of paradise Read More

247realestatepr
247realestatepr replied to a thread
10 years ago
finsout

Puerto Rico Mortgages on Investment property by finsout

Hi All, I am interested in purchasing a rental (investment property) in the West Coast of Puerto Rico. My current income will allow me to purchase the property with out buying the house without putting a large sum down. Does anyone know if ...

247realestatepr

ReyP good ones.. What sort of paperwork do they ask for a typical home mortgage? income, savings, property info, legal Are the interest rates different for a second home / investment property? Second and investment loans are riskier hence ... Read More

247realestatepr
247realestatepr replied to a thread
10 years ago
NomadLawyer

Puerto Rico's Sovereign Debt Crisis by NomadLawyer

Well, Gov. Garcia Padilla has [url=http://mobile.nytimes.com/2015/06/29/business/dealbook/puerto-ricos-governor-says-islands-debts-are-not-payable.html?referrer=]admitted[/url]what many of us have known for sometime: Puerto Rico cannot pay its debt ...

247realestatepr

These guys are rich..probably nothing mayor than a negotiation or a bankrupty..stayed there two weeks ago and all seems fine Read More

247realestatepr
247realestatepr replied to a thread
10 years ago
finsout

Puerto Rico Mortgages on Investment property by finsout

Hi All, I am interested in purchasing a rental (investment property) in the West Coast of Puerto Rico. My current income will allow me to purchase the property with out buying the house without putting a large sum down. Does anyone know if ...

247realestatepr

Thats what I meant by own seasoning..sometimes irrational.. currently a mortgage can take 30-90 days and expect a lot of paperwork..feel free to ask anything Read More

247realestatepr
247realestatepr replied to a thread
10 years ago
finsout

Puerto Rico Mortgages on Investment property by finsout

Hi All, I am interested in purchasing a rental (investment property) in the West Coast of Puerto Rico. My current income will allow me to purchase the property with out buying the house without putting a large sum down. Does anyone know if ...

247realestatepr

Hello everyone, used to work in Santander Mortgage until 2014, 20 yrs experience in mortgage and real estate ..having a large down payment always is a positive, our banking is pretty much like any state but banks might put their own seasoning, ... Read More

247realestatepr
247realestatepr joined Puerto Rico expat community
10 years ago